About Encore360 | Lending Management Software (LMS) for NBFCs

Our Story

Building Sensible Lending
Solutions, Simplified.

At Encore360, we believe the most effective software looks simple, but behind that simplicity lies smart architecture, thoughtful design, and deep industry expertise.

Who We Are

Expertise Meets Innovation

We specialize in end-to-end lending management software tailored for NBFCs, MFIs, co-operative banks, and financial institutions. Our passionate team blends cutting-edge technology with proven development practices to deliver scalable, secure, and user-friendly applications.

From understanding your core needs to designing custom features that streamline workflows, we approach every project with precision and purpose. Our solutions are built to boost your productivity, empower your workforce, and simplify complexity.

Smart Architecture

Seamless UX

Industry Innovations

Performance Focus

Encore360 development team building lending software solutions

Leadership

Meet Our Visionaries

NS Nagaraj

CEO & Co-founder

Fondly known as 'NSN', he is a visionary with 35 years of experience guiding SENSEI. A practitioner of Heartfulness and a sci-fi lover, he brings long-term thinking to the group’s strategy.

Srinivas Thonse

Co-Director

Srinivas possesses deep knowledge of the lending domain specific to Indian NBFCs. Passionate about software design, he ensures that Encore’s architecture is as robust as it is innovative.

Krishna Kumar

CTO

A coder at heart with 25+ years of experience, Krishna drives tech stack evolution and performance engineering. He is passionate about new tech and is an avid movie enthusiast.

Madhu K Iyengar

Co-Director

A lifelong banking technologist who helped shape Finacle, Madhu drives operational excellence at Encore. Outside of work, he is an avid cyclist.

Why Choose Encore360?

Built for Scale

Whether disbursing 10 or 10,000 loans a day, our cloud-native platform scales with you.

Compliance-First

Stay ahead of RBI norms and KYC mandates with regular product updates.

Low-Code Configuration

Modify workflows, rules, and approval journeys without IT dependency.

Real-Time Insights

Get borrower behaviour analytics, default predictions, and BI dashboards.

API-Ready

Seamless integration with credit bureaus, e-KYC, payment gateways, and more.

Secure & Reliable

Enterprise-grade security with 99.9% uptime and 24/7 support.

Our Culture

Builders, Thinkers, Changemakers

At Encore360, collaboration fuels innovation—and our clients are partners in growth. From ideation to implementation, we work with integrity, agility, and a deep commitment to delivering impact.

"Their foundational core team is technically strong, highly responsive, and committed to delivering quality outcomes."

Mr. Vivek Jain

CFO, Altum Credo Home Finance Private Limited

Building Sensible Lending Management Software for Modern Financial Institutions

Building Sensible LendingSolutions, Simplified.