Product Updates | Encore360 Blog

Dec 25, 2025 • Operations & Finance • 3 min read

Reconciling at Scale: Why Manual Bank Matching Breaks for Digital NBFCs

By Krishnakumar P

High-volume NBFCs don’t struggle with reconciliation because of effort—they struggle because legacy tools can’t model modern payment flows. Learn how Encore Lend automates complex settlements with governed, auditable matching.

NHB Compliance Alert: Why CDRIHL Is Moving from Excel to APIs

By Ridhuvarshini M

NHB is phasing out Excel uploads for CDRIHL reporting in favour of JSON-based APIs. We explain what changed, why many HFCs will struggle, and how Encore Lend enables compliant, automated reporting at scale.

Stop Managing Structured Debt on Spreadsheets: Why NBFCs Need an LMS Built for Complexity

By Srinivas Thonse

From Clean-Down clauses to Co-Lending splits, structured NBFC products break generic software. Here’s why corporate lenders need an LMS that understands RCFs, Bullet Repayments, and PIK Interest.