The RBI’s expanded KFS mandate is not about generating another document. It is a computational challenge that exposes weaknesses in legacy LMS design. Learn why accurate APR disclosure requires real-time cash flow math—and how Encore Lend solves it by design.
Cold calling alone no longer scales for collections. Learn how NBFCs are using WhatsApp—responsibly and compliantly—to improve contact rates, reduce delinquency, and lower operational cost.
Digital lending moves fast, but money still needs discipline. We explain why spreadsheet-style accounting breaks at scale—and why Encore Lend relies on double-entry ledgers for correctness, auditability, and control.
Legacy LMS migrations don’t fail because teams lack intent — they fail because the process is opaque. We outline a controlled, validation-first migration strategy that lets lenders modernize without halting disbursements or collections.
It’s the 5th of the month. Your BI dashboard shows NPA at 2.3%, Operations shows 2.1%. Nothing is broken — yet. We explain why polling-based integrations fail at scale and how an event-driven LMS keeps lending systems in sync.