Tag

Compliance & Reporting

5 posts tagged with "Compliance & Reporting"

Dec 24, 2025 • Compliance & Regulatory • 3 min read

NHB Compliance Alert: Why CDRIHL Is Moving from Excel to APIs

By Ridhuvarshini M

NHB is phasing out Excel uploads for CDRIHL reporting in favour of JSON-based APIs. We explain what changed, why many HFCs will struggle, and how Encore Lend enables compliant, automated reporting at scale.

Oct 15, 2025 • Operations & Finance • 4 min read

The Post Go-Live Slump: Why LMS Stability Matters More After Go-Live

By Ridhuvarshini M

Go-live is not the finish line. When LMS vendors fall short on post-implementation support, NBFCs face operational and compliance risk. Here’s how to recognize the warning signs—and what to do next.

Sep 10, 2025 • Operations & Finance • 5 min read

Reversals, Back-Value Dating, and Audit Trails: The Real Test of an NBFC LMS

By Srinivas Thonse

Most LMS platforms fail when corrections are required. We explain why robust Reversals, Back-Value Dating, and Audit Trails are critical for NBFC compliance, IRAC norms, and avoiding the 'Shadow Ledger'.

Aug 8, 2025 • Operations & Finance • 3 min read

Using WhatsApp to Reduce Loan Delinquency: 5 Practices That Actually Work

By Krishnakumar P

Cold calling alone no longer scales for collections. Learn how NBFCs are using WhatsApp—responsibly and compliantly—to improve contact rates, reduce delinquency, and lower operational cost.

Jun 1, 2025 • Engineering & Architecture • 3 min read

Why Your BI Reports Don’t Match Your LMS (And What to Do About It)

By Srinivas Thonse

It’s the 5th of the month. Your BI dashboard says NPA is 2.3%, while Operations sees 2.1% in the LMS. No one is wrong. We explain why snapshot-based reporting breaks in lending systems—and how to restore data integrity.

Browse by Category

All Posts Engineering & Architecture (9) Operations & Finance (7) Strategy & Growth (6) Product Updates (3) Compliance & Regulatory (2)