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Growth Strategy

6 posts tagged with "Growth Strategy"

The Always-On Economy: Why BNPL Needs an EOD-Less LMS
• Engineering & Architecture • 3 min read

The Always-On Economy: Why BNPL Needs an EOD-Less LMS

By Srinivas Thonse

BNPL operates in real time, but many lending systems still shut down at midnight. We explain why EOD-based architectures break 24x7 lending—and how an EOD-less LMS keeps repayments, disbursements, and reporting continuously available.

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Shadow Ledger: Why LSPs Need Their Own LMS
• Strategy & Growth • 4 min read

Shadow Ledger: Why LSPs Need Their Own LMS

By Krishnakumar P

If you’re building a lending business as an LSP, relying entirely on your NBFC partner’s systems limits scale, insight, and control. We explain why a Shadow LMS is essential for performance, analytics, and long-term independence.

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Beyond the PDF: Why the New KFS Mandate Is a Data Problem
• Compliance & Regulatory • 4 min read

Beyond the PDF: Why the New KFS Mandate Is a Data Problem

By Srinivas Thonse

The RBI’s expanded KFS mandate is not about generating another document. It is a computational challenge that exposes weaknesses in legacy LMS design. Learn why accurate APR disclosure requires real-time cash flow math—and how Encore Lend solves it by design.

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